Feature Requests

Please be as descriptive as possible of how you’d imagine the feature to work in CRC and your reasoning behind the request. We’re excited to review your idea!
Subject: Partnership Opportunity — Adding Debt Settlement to Credit Repair Cloud
Dear Mr. Keenan Jones, I used Credit Repair Cloud for several years before starting my own debt settlement business in 2019. I recently came across your platform again, and it gave me an idea that I believe could create significant value for both Credit Repair Cloud and its members. I believe that adding a debt settlement component to your platform could give your existing and new clients an additional solution to confront and negotiate their unsecured debts while they are working on repairing their credit. This could include assistance with: Credit card debt Personal loans Medical bills Collection accounts Your software engineering team would need to integrate the debt settlement process into the platform, but our company could provide 100% of the support and expertise for the debt settlement department. The service could be offered under a white-label model through Credit Repair Cloud, creating an additional solution for your members without requiring your company to build and manage the debt settlement operation internally. I believe this could create a significant additional revenue opportunity for Credit Repair Cloud while giving your members access to a more complete financial solution. It could also complement the credit-repair process by addressing outstanding debts that may be preventing clients from reaching their financial goals. I would love the opportunity to have a conversation with you to discuss the concept, the process, the technology integration, and the potential numbers for Credit Repair Cloud and its members. Please feel free to contact me directly. Roberto Saldivar Business Development Director Quantum Debt Solutions LLC 📱 956-321-3529 ✉️ roberto@quantumdebtsolutions.com
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Charge the business for credit reports, instead of the clients
Previously, we gave clients a 30-day free trial (this was our policy for over 6 years and this is why we stood out). Sadly, CHS charges the client $1, then again in 7 days. This confuses so many clients (although its clearly listed on our website and agreement), and this made us change our service plan to 7 day free trial to match CHS billing structure. Although this solves the money issues, it's still becoming an inconvience during onboarding, when clients have to sign up for CHS. Some complain about having to retype all of their info in all back over again, some have credit card issues (since CHS is strict about billing zip codes being correct), some think CHS is just an "extra feature" and isn't associated with our service (again, it's literally written all over our site). Eventually, clients change their passwords later on, then we have to reach out so many times to get the newest password, sometimes their billing goes inactive with CHS but not ours and we never find out until it's time to import (so much time wasted having to contact them to update billing with CHS and they seem confused or have no idea what CHS is). It's time to step things up and add this as a business expense: Let's be honest, clients do not care about "credit monitoring", they only care about credit repair. Clients are trained to understand updates are every 30 days and there will be no changes until we review their 30-day credit reports and import them. How about CRC find a way to step down CHS plan to ONLY providing credit reports every 30 days and charge the CRO for each credit report that's pulled. We can then mark up our service fee to include this and the client don't have to enter their credit card in all back over again for CHS. Honestly, it would be a bonus if CRC invented their own credit report system that gives us access to our clients credit reports the second they hand over their SSN and info when filling out the sign up form (im sure there will still be some sort of text code sent to the client to verify their identity, thats fine). Reactivating clients is such a pain! When old clients return, we have to manually send them our affiliate link and we have no idea if they signed back up for CHS. We have to then continue calling them to ask if they've completed it and what's their new password. If we were just charged a small fee for each time we accessed their 30-day reports, onboarding and reactivation would go so much faster, along with monthly updates, by not stressing if the client paid for CHS. I know CHS has sponsor codes, but this only works for 50 clients at a time and would be 10x more confusing for clients because half of them will forget to enter the sponsor code. Plus, the sponsor code CHS being $15 upfront is a bit much, if we're not charging the client until after their 7 day trial is over. This could lead to misleading pricing and CROA violations, by charging upfront fees. The other thing I dont like about CHS sponsor code is that we'll still be charged for credit monitoring regardless, even if the client requested for a payment date changed and we'll be getting hundreds of seperate transactions to our business card, which could flag our bank. We prefer to get billed at the end of the month or at least weekly.....or by adding funds to our CRC account, just for credit reports.
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